Costs & Coverage
Understanding Evaluation Costs & Insurance Coverage
What your evaluation includes, how insurance coverage works, and why out-of-pocket costs are common.
In-network
Upfront estimates
Payment plans
Having insurance rarely means an evaluation is paid for in full. Most plans share the cost with you through a few standard mechanisms:
Because a comprehensive evaluation is a specialty service that spans several hours, even a fully covered evaluation can leave a meaningful balance once these are applied. This is completely normal — plans vary widely, and having a balance to pay doesn't mean anything is wrong with your coverage or that you've chosen the wrong provider.
A comprehensive evaluation is far more than a single appointment. Your cost reflects the full clinical process, which may include:
This is substantially different from a brief screening. You're paying for the time and expertise of doctoral-level specialists — and for a complete, individualized picture of how you're thinking and functioning.
You still have good options, and an uncovered evaluation often costs less than people expect.
Yes. We want the cost to be as manageable as possible. Financing options such as Klarna, Affirm, and others let you pay in installments over time.
Call us at 855-264-6337 or book a free consultation and we'll help you find the option that fits.
Your estimate is based on the information you provided about your insurance plan (or your choice to pay out-of-pocket) and the type of evaluation recommended for your concerns. For insured patients, it reflects your plan's expected cost-sharing — your deductible, coinsurance, or copay.
Estimates are our best projection based on the details available; your plan's final determination governs the actual amount. If anything looks unexpected, our team is glad to review it with you.
Often, yes — if your plan has out-of-network benefits, which usually means a PPO plan. Even when we can't bill your insurer directly, you can seek reimbursement yourself:
Not sure whether your plan includes out-of-network benefits? Book a free consultation or call us at 855-264-6337 and we'll help you check.
For patients using in-network insurance, any copay, coinsurance, or deductible amount (plus any applicable administrative fee) is collected up front. For out-of-pocket patients, payment is due at the time of booking.
We'll always make your expected costs clear before you commit to anything.
People pursue an evaluation for many different reasons, across every stage of life. Common ones include:
The result is a clear, individualized understanding of how you're thinking, feeling, and functioning — one that can guide decisions and care for years to come.